A used car parked by the coast in Okinawa

In-house Auto Loan × Okinawa

In-house auto loan in Okinawa — never give up on a car.

Smile For Your Car,
A Car For Your Life in Okinawa.

If you have concerns about credit loan screening, Car Connections Okinawa offers used cars through our own in-house installment plan. We serve all of Okinawa's main island — Okinawa City, Naha, Urasoe and more.

In-house financing No credit company All Okinawa main island Free consultation
SCROLL
Choosing a used car (image)
Concept

A car, even for those in Okinawa who had given up.

If you have concerns about credit loan screening, we want to deliver the option of owning a car. Car Connections Okinawa supports daily life in Okinawa — where a car is a necessity — through a flexible in-house loan system. Based in Ageta, Okinawa City, we walk alongside customers across the main island, from Naha to Urasoe and Ginowan.

In-house Loan

In-house auto loan in Okinawa

An in-house loan is an installment plan contracted directly with our shop, without a credit company. Because we judge by our own criteria, even those anxious about screening in Okinawa have a chance to own a car.

Why in-house loan works

A credit company's screening looks at credit history in a uniform way. Our in-house loan is judged directly by our shop with our own criteria, so we can consider your current situation and ability to pay, not just the past.

  • Judged by our own criteria, not a credit company
  • Those turned down before are welcome
  • Payments that fit your household
  • For part-time, self-employed and short tenure too

Flow & documents

An initial consultation needs nothing in particular — just tell us your budget and the car you want. When you proceed to a contract, we will guide you on the required documents individually.

  • 1. Consult on LINE or by phone (free)
  • 2. Choose a car & payment plan
  • 3. In-house screening (our own criteria)
  • 4. Contract & delivery, with aftercare
Structure

What actually changes with an in-house loan?

The one thing that changes is who does the screening.

A credit-company loan

Customer
Dealer
Credit companyscreens

Screened against nationwide rules

Our in-house loan

Customer
Wescreen

We decide, based on where you are now

Because we contract the instalments with you directly instead of going through a credit company, the decision is not made by a nationwide rule applied to your credit record. What matters here is your current situation and whether the payments are ones you can keep making.

Service

From car purchase to everything after

Beyond used car sales and in-house loans, we cover your whole car life in Okinawa — buying, trade-in, inspection, repair and delivery.

01

In-house Loan Used Car Sales

Even those anxious about screening can relax. We propose the best used car with a flexible in-house loan.

02

Buy-back & Trade-in

We buy your treasured car at a good price and make switching to a new one smooth.

03

Inspection & Maintenance

Thorough pre-delivery inspection, plus full aftercare including inspection, repair, bodywork, tires and oil.

04

Nationwide Delivery

We deliver reliably within Okinawa and to remote islands and outside the prefecture, including Ishigaki.

05

Car Life Consultation

From choosing a car to loans and insurance, experienced staff support your whole car life.

06

Popular models: Prius, Noah, Voxy

We keep a wide range in stock, including family favorites like Noah and Voxy and fuel-efficient models like Prius.

See services

Why Us

Reasons you can stop giving up

01

In-house loan, our own screening

We do not go through a credit company. We contract directly and judge by our own criteria, so those turned down before still have a chance in Okinawa.

02

Rooted in Okinawa's daily life

In Okinawa a car is a daily necessity. We understand this land and deliver a car that truly fits your everyday life across the main island.

03

Everything about your car, in one place

From purchase to inspection, repair and delivery, we handle everything, so you can enjoy your car life with peace of mind after buying too.

Area

Service area across Okinawa's main island

Based in Ageta, Okinawa City, we serve the whole main island — Naha, Urasoe, Ginowan and more — and deliver to remote islands like Ishigaki and outside the prefecture.

Ageta, Okinawa CityAll of Okinawa main islandOkinawa CityNahaUrasoeGinowanUrumaChatanYomitanTomigusukuNanjoItomanNagoRemote island delivery

We take enquiries about in-house car loans from Okinawa City, Naha and across the main island. In Okinawa City we are a local shop — Ageta is reached from Route 329, with parking on site, so you can drop in on the way home from work and talk through a car and a monthly payment in one visit. We also take enquiries from people whose credit-company screening did not go their way. Urasoe, Ginowan, Uruma and Chatan are all within our service area, and we have delivered to Ishigaki and other outer islands as well as outside the prefecture. Distance is a logistics question, not a reason to give up on a car.

I live in Naha — is it worth driving up to Okinawa City?

Some of the customers who come to us from Naha do so because a normal loan screening did not work out. Since our in-house loan does not go through a credit company, the answer can be different here even when it was no elsewhere. Call or message on LINE first and we will tell you honestly whether it is worth the drive before you set off.

Can you deliver to Ishigaki or another island?

Yes. We have delivered to Ishigaki and have arranged delivery outside Okinawa Prefecture as well. Timing and cost depend on the shipping arrangements and the vehicle, so please ask us and we will work it out with you before anything is decided.

Cars

Popular models available on in-house loan

From fuel-efficient Prius to family minivans like Noah and Voxy, and light cars and SUVs — we handle a wide range on in-house loan. We deliver used cars like Prius and Noah on in-house loan to customers across Okinawa's main island, including Naha and Okinawa City. Ask us for your preferred model.

Minivan

NOAH · VOXY

Roomy interiors loved by families. Noah, Voxy and more, on in-house loan.

Hybrid

PRIUS · AQUA

Fuel-efficient and easy on the wallet. Prius, Aqua and more.

Light car (kei)

KEI CAR

Low running cost — a great first car.

Compact

COMPACT

Easy handling for everyday city driving.

SUV

SUV · CROSSOVER

For both leisure and daily life across Okinawa.

Other models

SEDAN & MORE

Sedans, wagons, imports and more — just ask.

For You

For those with these worries

Failed screening beforeIndependent screening gives you another chance
Just changed jobsShort tenure is fine — please consult us
Part-time / self-employedVarious income types welcome
Foreign residents / US militaryConsult us even if a bank loan is hard
Flow

Simple steps from consultation to delivery

STEP 01

Consultation

Tell us your budget, desired car and any screening concerns on LINE or by phone.

STEP 02

Car & plan

We suggest a car and an installment plan that fit your life and budget.

STEP 03

In-house screening

We review by our own criteria, separate from credit companies.

STEP 04

Contract & delivery

After the contract, we deliver your inspected car — with aftercare too.

Gallery

Cars we deliver in Okinawa

Example compact car available on in-house loan
COMPACT

Compact cars for city driving

Easy to handle and economical to run.

Example minivan popular with families
MINIVAN

Minivans for families

Roomy interiors like Noah and Voxy.

Example fuel-efficient hybrid car
HYBRID

Fuel-efficient hybrids

Prius and Aqua, kind to your wallet.

Pre-delivery inspection and maintenance
MAINTENANCE

Careful pre-delivery inspection

We inspect and service each car before delivery.

Example light car
LIGHT

Light cars for the first one

Low cost and easy to drive.

Example kei van
VAN

Kei vans and commercial vehicles

A good balance of load space and running costs.

Nissan Dayz — a car delivered by Car Connections
LIGHT WAGON

Nissan Dayz

Good visibility, easy around town.

Suzuki Alto — a car delivered by Car Connections
LIGHT

Suzuki Alto

Low running costs for a first car.

Mitsubishi eK Wagon — a car delivered by Car Connections
LIGHT WAGON

Mitsubishi eK Wagon

Roomy rear seats and luggage space.

Daihatsu Tanto Custom — a car delivered by Car Connections
SUPER HEIGHT

Daihatsu Tanto Custom

Wide-opening doors make loading easy.

Daihatsu Move — a car delivered by Car Connections
LIGHT

Daihatsu Move

Nimble enough for narrow streets.

Honda N-BOX — a car delivered by Car Connections
SUPER HEIGHT

Honda N-BOX

Interior space you would not expect.

See cars we handle

Voice

Voices from customers in Okinawa

Real experiences from customers who could not give up on a car and started their car life through our in-house loan. (Latest Google reviews are shown automatically.)

Google review rating 4.7 from 27 reviews

★★★★★
丁寧で凄く早い対応でした。 ありがとうございます😊
なぁー 3 か月前
★★★★★
早く対応してもらい、助かりました。
城間隆人 4 か月前
★★★★☆
カーコネクションズさんにて車を購入致しました。 ローンが通るか不安でしたが、色々ご相談にも乗っていただきお車を納車していただきました♫ 背中押していただいてありがとうございます!
まっきー 10 か月前
★★★★★
カーコネクションズさんで車を購入しました。最初から最後まで丁寧に対応していただき、安心して納車の日を迎えることができました。説明もわかりやすく、信頼できるお店だと感じました。今後も大切に乗っていきたいと思います。
MISAKO NAKAMURA 1 年前
★★★★★
ヴォクシー中古車購入しました! 購入から納車までもスムーズにやり取り出来、安心して購入する事が出来ました。 また、納車の為に遠く石垣島まで来ていただきありがとうございます!
小田竜司 4 年前
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Latest cars & updates on Instagram

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FAQ

Frequently asked questions

Common questions about in-house loans and used car purchase in Okinawa. See the FAQ page for all 54 questions.

Can I buy a used car on in-house loan in Okinawa even if I'm anxious about screening?
Yes. Our in-house loan does not go through a credit company and is judged by our own criteria, so even those who found credit screening difficult may be able to buy a used car. Please consult us first.
What is an in-house loan?
It is a system where our shop contracts an installment plan directly with you, without a credit company. Because our criteria are our own, those anxious about credit screening may still be able to own a car.
How far do you cover — Naha, Okinawa City and beyond?
We cover the whole main island — Okinawa City, Naha, Urasoe, Ginowan, Uruma, Chatan and more — and deliver to remote islands like Ishigaki and outside the prefecture.
Can I get popular models like Prius or Noah on in-house loan?
Yes. Prius, Noah, Voxy, Aqua and other popular models are available on in-house loan. Tell us your preferred model, budget and monthly payment.
What are your business hours and closed days?
Our hours are 9:00–19:00 Monday through Saturday. We are closed on Sundays.
Can foreigners or US-military-related customers use the in-house loan?
Yes. Foreign residents in Okinawa and US-military-related customers are welcome. Even when a bank loan is difficult, we may be able to help with our in-house loan.

See all 54 questions

Car life in Okinawa

Contact

Contact us

Call us 070-1532-5241
Address
1-17-14 Ageta, Okinawa City (off Route 329, parking on site)
Hours
Mon-Sat 9:00-19:00
Closed
Sunday

Tell us your budget, the car you want and any screening concerns first, and we can start from a proposal when you arrive.

Access

Store & contact

Shop
中古車自社ローン カーコネクションズ 沖縄
Address
1-17-14 Ageta, Okinawa City, Okinawa 904-0012
Phone
070-1532-5241
Hours
月曜日: 09:00〜19:00 火曜日: 09:00〜19:00 水曜日: 09:00〜19:00 木曜日: 09:00〜19:00 金曜日: 09:00〜19:00 土曜日: 09:00〜19:00 日曜日: 定休日
Area
All of Okinawa's main island (Okinawa City, Naha, Urasoe, Ginowan and more)
Access
Accessible via National Route 329, parking available. About 45–60 min by car from Naha Airport.
Before you choose

What should I know before choosing an in-house loan?

An in-house loan is not a magic yes for everyone. Because we contract the instalments with you directly instead of going through a credit company, and judge it by our own criteria, a door can open that was closed elsewhere. What does not change is that the payments have to be ones you can actually keep making. That is why we ask what you can comfortably pay each month before we talk about cars.

The costs people forget are the ones that are not the car: fuel, voluntary insurance, vehicle tax, inspections and servicing. Decide on the monthly instalment alone and it can get tight six months later. When we put a plan in front of you, we talk in terms of what actually leaves your account each month.

Stretch the term and the monthly figure falls while the total rises; shorten it and the reverse happens. Neither is correct in the abstract — only what fits your household is. Interest and fees vary with the car and the contract. Please check the actual numbers with us before you sign.

And there is nothing shameful or unusual about being worried you will not pass. Having just changed jobs, working part-time or for yourself, being a foreign resident or connected to the US military — none of that shows up well against a single nationwide rule. In Okinawa a car is a precondition for daily life. Tell us where you stand, and we will start by looking for a shape that works.

Okinawa City & Naha

Where can I get an in-house car loan in Okinawa City or Naha?

Okinawa City is home. We are in Ageta, just off Route 329, with parking on site, close enough that people drop in on the way home from work, look at a car and talk through a monthly payment in the same visit. Being local also means we can keep taking your calls after delivery, for an inspection or for something that started making a noise. That continuity is the real advantage of buying near where you live.

From Naha, journey time varies with traffic. We also take enquiries from people whose credit-company screening did not go their way and who were told there was nothing more to discuss. An in-house loan is judged here, by us, so the conversation can start again from your current circumstances. Before you make the trip, call or send a LINE message. We would rather tell you honestly whether it is worth coming than have you drive up for nothing.

Prius, Noah, Voxy, Aqua, kei cars, minivans and SUVs all come up regularly, and stock turns over, so the honest answer to a question about availability is usually: tell us what you need and we will look. Urasoe, Ginowan, Uruma and Chatan are all within our service area, and we have delivered to Ishigaki and other outer islands.

Facts

Car Connections Okinawa in numbers

The verifiable facts, in one place.

Address
1-17-14 Ageta, Okinawa City (off Route 329, parking on site)
Opening hours
Mon-Sat 9:00-19:00, closed Sunday
Phone
070-1532-5241
Google rating
As listed on Google Maps: 4.7 from 27 reviews (updated automatically on delivery)
Service area
The whole Okinawa main island (Okinawa City, Naha, Urasoe, Ginowan, Uruma, Chatan and more), plus delivery to Ishigaki and other islands and outside the prefecture
Models
Prius, Noah, Voxy, Aqua, kei cars, compacts, minivans, SUVs and more
FAQ
54 answers (screening, payments, area, models, servicing)
From Naha
About 45-60 minutes by car from Naha Airport via Route 329 (varies with traffic)